Terms of Service

Percentagem Envolvente LDA
Last Updated: February 18, 2026

1. Company Information

This Website, msnmanagement.com (the “Website”), is owned and operated by Percentagem Envolvente LDA.

  • Company Name: Percentagem Envolvente LDA

  • Legal Representative: Barbara Santos

  • Registered Address: Rua Arieiro 12, 2460‑821 Montes, Alcobaça, Leiria, Portugal

  • Company Registration Number (NIF): 517102790

  • Contact Email: support@msnmanagement.com

Throughout these Terms, “Company,” “we,” “us,” or “our” refers to Percentagem Envolvente LDA.

2. Scope of Services

Percentagem Envolvente LDA provides professional consulting and advisory services, including but not limited to:

  • Business strategy consulting

  • Corporate structuring advisory

  • Operational and management consulting

  • Financial and performance advisory

  • Market research and expansion strategy

  • Digital and innovation consulting

  • Project‑based consulting engagements

All services are provided under separate written agreements, proposals or invoices. Nothing on this Website constitutes a binding offer or a guarantee of results.

3. Acceptance of Terms

By accessing or using this Website, you confirm that you are at least 18 years old and agree to be legally bound by these Terms. You must comply with all applicable laws and regulations. If you do not agree with these Terms, do not use the Website.

4. Professional Disclaimer

All consulting services provided by Percentagem Envolvente LDA are advisory in nature and do not constitute legal, tax, accounting or regulated financial advice unless explicitly agreed in writing. We do not guarantee revenue increases, investment performance, regulatory approvals or business success. All business decisions remain solely the responsibility of the client.

5. Engagement and Payment Terms

5.1 Engagement

Consulting engagements require a signed agreement, proposal or written confirmation detailing the scope of work, fees and payment schedule. We reserve the right to refuse service at our discretion.

5.2 Fees and Currency

Fees may be displayed in USD or EUR for convenience. Final invoices will state the billing currency clearly. Currency conversion tools on the Website are informational only. Payments in other currencies are subject to exchange rates determined by your payment provider.

5.3 Late Payments

Unless otherwise agreed, invoices are payable within 7–14 days. Late payments may incur statutory interest under Portuguese law and may result in suspension of services.

6. Client Responsibilities

Clients agree to:

  • Provide accurate and complete information

  • Cooperate with reasonable requests

  • Make timely payments

  • Ensure compliance with applicable laws and regulations

We are not liable for delays or errors caused by client inaction or misinformation.

7. Confidentiality

We treat all non‑public client information as confidential and use it only to perform our services. This obligation does not apply to information that becomes public knowledge, was known prior to disclosure, or must be disclosed by law. Non‑disclosure agreements may be executed upon request.

8. Intellectual Property

Unless otherwise agreed in writing:

  • All frameworks, methodologies, templates and proprietary tools remain the exclusive property of Percentagem Envolvente LDA.

  • Clients receive a non‑transferable license to use deliverables for internal purposes only.

  • Resale or redistribution of materials is prohibited.

9. Limitation of Liability

To the maximum extent permitted by law, our total liability for any claim relating to services provided shall not exceed the amount paid for the specific service in dispute. We shall not be liable for indirect, incidental, consequential or loss‑of‑profit damages. Nothing in these Terms excludes or limits liability where such exclusion is prohibited by law.

10. Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including government actions, regulatory changes, natural disasters or Internet outages.

11. Termination

We may terminate services if payment obligations are not met, if the client breaches any agreement or if unlawful activity is detected. Termination does not relieve the client of their obligation to pay for services already rendered.

12. Third‑Party Links

This Website may contain links to third‑party websites. We are not responsible for their content, privacy practices or any damage or loss arising from their use.

13. Governing Law

These Terms are governed by the laws of Portugal. Any disputes shall be resolved exclusively by the courts of Portugal.

14. Amendments

We may update these Terms at any time. Continued use of the Website after updates constitutes acceptance of the revised Terms.